When it comes to online shopping, it’s not easy to avoid a potentially embarrassing situation, like a credit card company trying to sell you a hotel room you’ve never been to.
But when it comes time to sign up for a travel insurance policy, you should know how to protect yourself.
We talked to insurance experts, including some of the biggest names in the industry, to find out which travel insurance companies keep your personal information secure and why you should always be aware of what they’re doing with your information.
“Your data is a commodity, and it’s going to be treated as such,” said Richard J. Wozniak, president of the Travel Association.
“You shouldn’t have to do anything special to be protected.”
Read more About Richard Woznicak, Travel Association President: The Travel Association was formed in 2005, a few years after Richard and Carol Woznik had their first child, and is now the largest travel insurance company in the U.S. Richard Wuzniak: The industry is getting more and more sophisticated about what is and is not acceptable information, so it’s important to be aware.
We have some policies that are really strict about that.
There are some companies that I’m not sure about that are actually quite sophisticated in their privacy policies, and those companies may not be able to do it without your consent.
We don’t have any of those policies in place yet, but I do think that there are going to come along.
If you’re not familiar with their policies, you can check out the website of one of the largest online travel insurance providers, American Express Travel, which covers about 60 million people.
There is a section on their website called “Privacy,” where they explain what your data is and what you can do about it.
You can click that link and it will give you more information about their policies.
If that information is very general, they don’t tell you anything about your options, but they can tell you what is allowed in certain situations.
They have an FAQ section, which they explain in a way that is easy to understand.
“The FAQs are often very specific and they’re very specific about how they define ‘acceptable’,” said John G. Waznik, vice president of risk for American Express.
“There’s some exceptions.
We will not sell travel insurance for business trips.
And we will not do business travel in some instances.
So if you’re going to do business business with us, you need to understand the limits of what is acceptable.
That’s the key.”
American Express does have some guidelines for when it should ask you for your information, and some of those are less restrictive than others.
“In certain situations, such as medical appointments, or in the event of a fire, or for emergencies, we may ask for a credit report or other personal information to be included in our payment processing, and we will consider those requests, but only if they are necessary for our purposes,” said Wazniak.
If American Express has to ask you to provide a credit score, Waznick said that will be done in a more personal way.
“We will use your credit information in ways that are specific to the individual, and for the purpose of the purchase, which is to help us meet our customers needs and improve our products and services,” he said.
The other common policy violation for American Exchanges policies is that they will not ask you or your family members to provide personal data to third parties, such in the case of a criminal investigation.
That means you will not see that information when you visit their site.
But if you do see it, it will be stored by American Express, and if that is the case, it can’t be used for anything else.
“If we know we need to contact a third party, we’ll make sure we have all the information necessary for that contact to happen, and the payment information that’s in that credit card,” said Jody Schick, chief information officer at American Express’s travel division.
American Express doesn’t use credit card numbers for all transactions, so if you don’t want to have that information used against you, you will need to choose a different payment method.
If an American Express policy asks for the information to support a lawsuit, it is a common request.
“It is possible for the issuer to obtain information that is not in your possession and is stored in another person’s name and used in a court proceeding, or may be used in the lawsuit itself,” said Schick.
“Our policies do not require that the consumer provide personal information for the benefit of the issuer or the court.”
What about medical expenses?
“We’re going through a phase right now where there’s a lot of interest in medical bills, so we have to make sure that we protect that,” said John Wozicak.
American Airlines also has a policy for medical expenses that includes a clause that it may ask you not to provide any personal information